According to credit reporting agency Experian, the average auto loan interest rate in the fourth quarter of 2025 was 6.37% ...

Will Kenton is an expert on the economy and investing laws and regulations. He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School ...

If you want to avoid dealerships and buy from an individual, a private-party auto loan can help ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024.