There’s a growing gap between thriving borrowers with strong credit and struggling borrowers whose delinquencies are bringing down the average.
How good—or bad—is your credit score? See how it stacks up against others your age, and what you can do to move into a better range.
Missed student loan payments and rising mortgage delinquencies are hurting Americans' average FICO scores, but the impact is ...
Some money experts suggest you regularly check your credit score. One common way to do this is to look at your FICO score. This score is a particular brand of credit score that helps lenders determine ...
FICO (NYSE: FICO), global analytics software leader, today released its Spring ’26 edition of the FICO® Score Credit Insights report, showing the average U.S. FICO Score declined to 714, continuing a ...
The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...
Americans in their 40s and 50s average a credit score in the low 700s, which is “good” but could be better. Credit scores tend to increase with age as people establish longer track records of ...
Daniel Liberto is a journalist with over 10 years of experience working with publications such as the Financial Times, The Independent, and Investors Chronicle. Morsa Images / Getty Images Americans ...