Per stirpes is a legal stipulation that, should a beneficiary predecease the testator, the beneficiary's share of the inheritance will go to their heirs.

There is no right or wrong option when it comes to choosing per stirpes or per capita for your IRA beneficiary designation. Setting up a retirement account beneficiary is an essential part of ...

Continue reading ->The post Per Stirpes vs. Per Capita in Estate Planning appeared first on SmartAsset Blog. When creating an estate plan, one of the most basic documents you may wish to include ...

Per stirpes means that assets are divided equally by each branch of the family when there were surviving descendants in that branch. For example, let’s say Ann has three children: Adam, Barbara ...

Under per stirpes, if Fred were to precede you in death, Mike and Sally would each receive one-third of the benefits and each of Fred's two children would receive one-sixth.

Q: I have three sisters, who I am designating as primary beneficiaries on my Roth IRA with equal shares “per stirpes.” I know this means that should one of them die before I do, the mon… ...