The first thing you'll need to apply for a car title loan is a clear title. That means your vehicle needs to be in your name, have no outstanding loan liens, and not have been declared a total loss.

A car title loan, also known as an auto title loan or pink slip loan, is a short-term loan that uses your car as collateral. Find out how car title loans work.

Requirements To Get A Car Title Loan Without Income Verification. The following are the requirements for obtaining vehicle title loans without a job or verified income: You must be over the age of 18.

Unlike with a car loan, the lender keeps the title to the vehicle, places a lien on it, and gives the money to the borrower. The loan limit is generally 25% to 50% of the car's cash value.

A car title loan allows you to borrow 25% to 50% of your vehicle's value. In return, you agree to pay off the entire loan balance plus interest when the loan term ends — typically, in 15 or 30 days.

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Car title loans offer you quick cash — often between $100 and $10,000 — in exchange for your vehicle’s title as collateral. They’re a type of secured loan, one backed by property the ...

A clean title tells you a vehicle has never been declared a total loss. ... Auto loan preapproval and pre-qualification are different, and both have advantages when you're buying a car. 2.

Key insights. A title loan is a type of short-term loan where you offer the lender the title of your car in exchange for a loan of up to 25% to 50% of your car’s value.

The application fee is capped at $20, and you’ll pay no more than 28 percent in interest. This makes payday alternative loans more affordable than car title loans and some bad credit personal loans.