If you find yourself unable to get out from under burdensome, high-interest debt despite your best efforts, it might be time to consider debt consolidation. There are several key ways to do this, each ...

Wondering if your debt load is too high? Here's how to gauge it — and what else you should keep in mind right now.

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Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.