Freedom Debt Relief reports credit card limits aren’t keeping pace with debt, stressing residents in Kentucky, Alabama, and ...

Your current balance (or outstanding balance) and statement balance are two entirely different figures. Your current balance ...

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...

Now, imagine you have two credit cards, each with a maximum credit limit of $10,000, and you charged $5,000 to one of the cards. Your utilization in this scenario is 25% of your total available ...

When you buy something by clicking links within this article, we may earn a small commission, but it never affects the ...

That's a good bit different from how most credit cards work, and it could make monthly budgeting a lot easier. The Upgrade Cash Rewards Visa® also earns a solid 1.5% cash back on purchases. Still ...

Lines of credit and credit cards are revolving credit sources that differ in several key ways. You can expect more flexible ...

Personal and small business cards issued by U.S. Bank and Bank of America are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can ...

Credit card balances in the U.S. have reached a 10-year high, according to Nov. 9 data from credit reporting bureau TransUnion. The average credit card account is now carrying a balance of $6,088 ...

To pick Buy Side from WSJ’s Best Balance Transfer Credit Card, we looked for no-annual-fee credit cards offering balance transfers for new customers with 0% APR promotions.

You can take advantage of promotional interest rates to transfer a credit card's balance to a new credit card. Balance transfers give you the opportunity to pay down debt.