As a consumer, you have the right to dispute a credit card charge for a variety of reasons. ... Make a copy of the dispute letter for your files before you send it out.

Here is a quick example of what a credit card charge dispute letter may look like: May 1, 2025. Attn: Billing Inquiries. Re: Notice of disputed charge to Account #: 123456789 .

When writing your dispute letter, include your name and credit card account number, the charge you’re disputing, and why you’re doing so. Contact your credit card issuer to see which address ...

Tuesday, June 24 is your last chance to sign up to be part of a class action lawsuit that accused a TransUnion of violating ...

Most credit card transactions go through smoothly, ... You’ll receive written acknowledgment of your dispute letter within 30 ...

Learn how to file a credit dispute effectively. Follow our step-by-step guide to correct credit report errors.

File - Credit cards as seen July 1, 2021, in Orlando, Fla. A low credit score can hurt your ability to take out a loan, secure a good interest rate, or increase a credit card spending limit.

The timeline for a debt dispute resolution can play a big role in getting rid of your collection debt. Getty Images If you've received a call or a letter from a debt collector claiming you owe ...

The Fair Credit Billing Act can offer consumer protections, depending on the charge. Explore the steps you need to take to dispute an unwanted credit card charge.

If that doesn’t work, your rights under the Fair Credit Billing Act also allow you to put in a credit card dispute with your card issuer. Sometimes, even the issuer dispute may not result in a fix.

Next steps: Following up on a credit card dispute Just because you’ve contacted the merchant or issuer and sent the letter doesn’t mean you’re done. Keep copies of your letter, your ...