What happens if a debt collector lies about my debt? If a debt collector makes false statements about your debt, they are violating the FDCPA, and you may have grounds to take action.

Old debt disappears from your credit report after seven years, but debt collectors could still sue you over it. Getty Images You've probably heard that debts "fall off" your credit report after ...

A debt collector has the ability to access your bank account, but with limitations. Here is what a debt collector can and can’t do with your bank account.

Whether a debt collector can take your stimulus check depends on a number of factors. getty. One of the signature features of President Biden’s $1.9 trillion stimulus legislation he signed into ...

For example, debt collectors can contact other people to find out your address, phone number or where you work, but they cannot discuss your debt with anyone except you, your spouse or your attorney.

If a debt collector does reach out through social media, it’s supposed to be through a private message and not, say, on a Facebook thread that everybody can see.

Debt forgiveness (or debt settlement): With debt forgiveness, you negotiate with creditors or collectors to pay less than the total amount you owe.This is typically done through a debt relief ...

Debt collector horror stories abound: There are threats to dig up the dead relatives of those who couldn't pay their funeral bills, promises to imprison debtors or take their children into custody ...

Owing on balances you can’t afford is bad enough, so the last thing you need is a debt collector hounding you about it. To avoid falling for collectors’ traps, you must understand the Fair ...

Other than a few birthday cards, preschoolers generally don't get mail. That's why a Credit.com reader was surprised when the reader's 5-year-old son received a debt-collection notice: My son is 5 ...

The most common grievance from consumers: That a debt collector came after them for a debt they didn't even owe. About 2,700, or 25%, of complaints were about this. Next on the list was harassing ...

The business world is fond of presenting consumers with Catch-22s. Richard Leza received a real beauty from a debt collector. “They basically told me I had to prove something that doesn’t even ...