Debt collectors must prove three key things: that the debt is yours, that the amount is correct and that they have the right to collect it. If they can't, they're not allowed to continue pursuing ...

If you can't pay the full balance owed but want to resolve the debt, negotiating a settlement for less than the total amount ...

Also, know that you can report any problems you have with a debt collector to your state attorney general's office, the FTC and the CFPB. Stay organized and get everything in writing.

Here are some signs of phony debt collectors, according to Bankrate.. One sign: the time of day they call. Typically, real ...

For example, debt collectors are prohibited from calling you before 8 a.m. or after 9 p.m., using threatening language or ...

How to spot debt collection scams: 3 signs to watch out for. Getting a call or text from a supposed debt collector can be alarming, so here are some signs everyone should know about. To stream 13 WTHR ...

Debt collectors use intentionally annoying and anxiety-inducing tactics to get you to pay the bill. When faced with these tense interactions, it’s important to understand the best ways to deal ...

If you're behind on debt payments, your lender might send you to collections. And while the harassing phone calls and ...

4 things debt collectors can't do if you owe money. If you owe money to a debt collector, they're prohibited by law from doing the following: Harass or threaten you.

How to stop debt collectors from calling you. You have the right to stop debt collection calls, and there are several effective ways to do this.The most powerful tool is sending a written request ...

How to know if debt collectors are re-aging your accounts. The first red flag to watch for is any debt that suddenly reappears on your credit report after having disappeared for months or years.

That you owe the debt. One of the things that a debt collector must prove is that the debt they're trying to collect is truly yours. This might sound simple, but errors in records and identity mix ...