Carrying a balance at 22% APR? These top balance transfer cards can give you a huge window to pause interest, breathe, and pay off your balance faster.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

The Citi® Diamond Preferred® Card has one of the longest 0% intro APR windows for balance transfers, and no annual fee. It's ...

Discover offers an appealing range of credit cards if you want no annual fees, generous welcome offers, valuable rewards rates, and 0% intro APR offers.

It's tempting to just go for the option with the longest intro APR period. But you might be better served with a card that has a shorter 0% term but a lower transfer fee or more long-term value. Many ...

Used well, a balance transfer card can turn high-interest debt into a predictable payoff plan instead of a monthly scramble. The right offer buys you time at a low or even 0% rate so more of every ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

Transfer debt within the eligible time period: Balance transfer cards have two important terms: the length of your introductory 0% APR and how long after card opening that intro offer remains active.

Using new debt to pay down old debt might sound like using a mop to fight back the ocean tide: fruitless and a terrible idea. And, in most cases, that's about right. But the credit card balance ...

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...