Forbes Advisor has compiled this history as a handy guide to the course of the federal funds rate and the Federal Reserve’s monetary policy decisions since 1990. The federal funds rate is the ...

But looking back on CD history, we see periods where rates sat just ... of the Fed's action in the graph below. During the inflationary 1970s and 1980s, the federal funds rate was pushed to ...

CD rates have been slowly decreasing since late 2024, and they’re expected to get lower as 2025 wears on. CD rates tend to follow shifts in the federal funds rate, gradually rising and falling ...

If you worry about tying up money you may need, consider building a CD ladder to get periodic access to portions of your funds while securing elevated rates ahead of the Fed rate cut. Unlike high ...

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The Federal Reserve is again leaving its benchmark interest rate at 4.25% to 4.5%, citing rising economic uncertainty.

opting not to cut its benchmark interest rate — known as the federal funds rate — for credit cards, loans and auto financing. As was widely expected, the Fed is keeping the federal funds rate ...

Here's how the Fed's rate hike affects specifically credit card APRs, plus how you can avoid being impacted too much. The Fed controls what's called the federal funds rate, or the interest rate ...