Make a list of your credit card debt, from the highest interest rate to the lowest. Decide how much extra you can spare.

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Those with credit card debt often suffer in silence, embarrassed by their financial circumstances. Chances are, though, someone close to them is or has been in a similar position. In fact, according ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

Don't let these four mistakes wreck your debt payoff plans in 2026. Learn how to outsmart them and ditch your balance faster.

BREATHING ROOM. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE EXPENSES AND LESS MONEY. COMING IN MEANT ONE SIMPLE THING SHE HAD TO ...

You might be able to negotiate debt settlement with your lender, either by yourself or with the help of a credit counselor or ...

Getting out of debt isn’t easy — especially after a job loss. Credit card balances can balloon fast once income dries up, and even small expenses start piling on interest. Sometimes, credit card ...

For retirees relying on Social Security, any amount of debt can feel like a heavy weight that can't be managed over the long term. These retirement benefits are designed to cover basic living expenses ...

Many Americans with credit card debt, especially high earners, lie about the amount they owe. The average credit card debt is $7,321 with an average interest rate of 21.4%, contributing to a national ...

Debt is as American as apple pie: The average household has $127,977 in debt. For households that carry credit card debt, it costs them about $1,300 a year in interest. It's time to take action. Many ...