The interest rate varies by the purity of gold, loan to value ratio, and the amount of loan. SBI charges a processing fee of 0.50 per cent of the loan amount or a minimum of Rs 500.

HDFC Bank offers personal loans with varying interest rates based on credit scores, income, and customer relationships. A minimum credit score of 720 and ₹25,000 monthly income are necessary.

Bank of Baroda gold loan interest rates For Retail Loans, the applicable BRLLR is 9.15% effective from 14.02.2023. This consists of the Current RBI Repo Rate at 6.50% plus a Markup/Base Spread of ...

Gold loan interest rates: For gold loans, lenders keep your gold as collateral for the duration of the loan. ... HDFC Bank ...

Gold Loan Interest Rates In June 2025. Updated: Nov 11, 2024, 12:54pm Dipen Pradhan Former Editor. Updated: Nov 11 ... HDFC Bank. Gold Loan Scheme ROI - Q2-FY'24-25 ...

HDFC Bank's personal loans use a lowering balance approach for interest calculations. Rates start at 10.85%, with a repayment period of one to five years. It's crucial to understand terms and ...

HDFC Bank has updated its loan interest rates, impacting various tenures. The Marginal Cost of Funds-Based Lending Rates (MCLR) now range from 8.90% to 9.35%. The Base Rate is 9.25% and the ...