Gift cards are one of the most popular presents to give during the holidays, but many people don't get the best bang for their buck. Last year, 43% of Americans reported having unused gift cards, ...

INDIANAPOLIS – According to Bankrate, nearly half of Americans have unused gift cards totaling an average of $244 just sitting around their home. Maybe you got a card to a store or a restaurant you ...

Know the rules, then use them fast: Balances last 5 years; inactivity fees after 12 months; some states cash out small leftovers (e.g., CA $10) Buy low, sell smart: Warehouse clubs = easy 20% off; ...