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TL;DR: Through June 1, you can get a Microsoft Office lifetime license for PC for only $49.97 (reg. $219).
Ultimately, of course, cancelling the subscription (or not taking one out to begin with) still remains an option. After all, there are decent alternatives to Microsoft 365 that are free of charge.
This is the best deal we can find on Microsoft 365 Personal. The discounted subscription gets you 12 months of Office, OneDrive storage, and everything else included with Microsoft 365 for $69.99.
$219). Software subscriptions are just a new way of never owning thing things you used to be able to buy outright. Instead of paying for Microsoft 365 every month forever, you can replace it with ...