Debt collectors may cross legal lines with threats, harassment and deception. Know the red flags (and your rights).

Offshore banking becomes illegal when it's used for money laundering or tax evasion. Because of its history of illegal activity, offshore bank accounts are typically under government scrutiny.

Example of trade-based money laundering: For instance, a company imports goods worth $100,000 but declares them as being worth $150,000, transmitting the additional $50,000 to a foreign account.