Establish 'debt' is money you owe and 'credit' money you borrow. Before you borrow money, you should know how much you'll have to pay back, how you'll afford it and when you'll have to do it.
Hello there. I'm Iona Bain. I'm a financial writer, speaker, broadcaster, author, and blogger who specialises in all things money. I appear regularly on TV and radio to chat about finance, and I also ...
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