Canva lets you download a transparent image or logo to your computer without additional charges. ... If you download the PNG or JPG version of the image, it will come with the background.

For example, if you have a logo you want to be placed over a photo, it's much easier to "cut" the logo out, leaving ...

In Paint Shop Pro, transparent overlays are layers you place over JPEG images you want to paint on or edit. Layers are virtual transparencies that make complex but easily editable images possible.