Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

"Hearst Magazines and Yahoo may earn commission or revenue on some items through these links." You don't need to know the difference between a three-card and a Celtic cross spread to get the most out ...

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It's officially 2025! I love this feeling of getting to completely start fresh in the new year. Whatever happened in the past is gone, and it's time to move forward. I usually take the first few days ...