Borrowing money to pay for an outbuilding could be a good idea if you have a plan in place to pay off your debt. Fortunately, there are many ways of financing a garage, ADU, barn or shed.

How to finance a garage or other outbuilding. Erik J. Martin . Thu, Mar 27, 2025, 3:46 PM 13 min read. ... If you have a plan to pay back the money and are disciplined about doing so.