Key takeawaysThe average three-year personal loan rate is 13.83% APR, but you might qualify for a lower rate with good or ...

Debt is often discussed in negative terms, but debt isn’t just good or bad. It falls on a spectrum, and how you manage it ...

Americans continue to struggle under the weight of crushing debt. Consumers owed an average of $104,755 as of mid-2025 — down ...

Forbes contributors publish independent expert analyses and insights. Alejandra Rojas is a finance expert covering entrepreneurs of color. Americans are still betting on themselves in 2025, starting ...