Molly, the milkmaid, had filled her pails with milk. Her job was to milk the cows and transport the milk to the market to be sold. Molly was often debating what she should buy with her money.

I'm going to start this letter with a story. This fable, the Milkmaid and her Pail, dates back to at least 600 BC when it was written down by the storyteller Aesop and most likely predates him as ...