Debt consolidation is usually better than bankruptcy for maintaining credit, especially if you have a steady income and can ...

Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught ...

When you take out a debt consolidation loan — which can be a personal loan, a dedicated debt consolidation loan or another type — you use the loan proceeds to pay off multiple high-rate debts ...

If you don’t qualify for a debt consolidation loan but still want the convenience of a single payment for all your outstanding debts, consider a debt management plan. A third-party debt relief ...

A home equity loan can be a good option to consolidate ... your ownership stake are disadvantages of using home equity for debt consolidation. If you made a New Year’s resolution to get those ...

One way to simplify this is through debt consolidation, combining all your existing debts into a single loan. This not only streamlines your repayments but may also offer lower interest rates and ...

If you use a debt consolidation loan to pay off all your credit cards ... you might need outside help. Ads for debt relief services are everywhere, and most are for debt settlement, which is ...

Every time I see another ad for an extra cash back or travel ... to American households may be alleviated with a debt consolidation loan. If you plan carefully, you can stop carrying a balance ...