Laurie Sepulveda is a MarketWatch Guides team senior writer who specializes in writing about personal loans, home equity loans, mortgages and banking. She lives in North Carolina and has taught ...

Debt consolidation is usually better than bankruptcy for maintaining credit, especially if you have a steady income and can ...

When you take out a debt consolidation loan — which can be a personal loan, a dedicated debt consolidation loan or another type — you use the loan proceeds to pay off multiple high-rate debts ...

specialize in debt consolidation loans. Today's Loan Rates Best Personal Loans with Low Interest Rates Borrowers with excellent credit typically get the best low-interest personal loans ...

U.S. Department of Education Secretary Linda McMahon announced the restart of involuntary collections on defaulted student ...

A home equity loan can be a good option to consolidate ... your ownership stake are disadvantages of using home equity for debt consolidation. If you made a New Year’s resolution to get those ...

Since the pandemic, federal student loan borrowers have been mostly protected from the harshest consequences of defaulting.