Investopedia calculated exactly how much emergency savings the average household should have in 2025. It's a large number.

Inflation savings bonds, called I Bonds, have two components: a fixed rate that remains with the 30-year life of the bond and a variable rate that adjusts each six months after you bought the I Bond.

The paper goes on to show that the national account aggregates create the impression that heavier reliance on the inflation tax on the part of the Government is associated with higher private saving, ...

A new rate for I Bonds kicks off May 1 and a slight uptick in inflation will bring back a little more sizzle to a solid spot for extra savings. The annualized rate for I Bonds bought from May 1 ...