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Greg Seward; Chief Risk Officer and General Counsel; Live Oak Bancshares Inc James Mahan; Chairman and Chief Executive Officer; Live Oak Bancshares Inc William Losch; President, President of Live Oak ...

At this time, I would like to welcome everyone to the ServiceNow first-quarter 2025 earnings conference call. (Operator Instructions) Thank you. And I would now like to turn the conference over to ...

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