Scores make us competitive, even if there's no clear reward for being the best. It's why you break the handle on the foosball table trying to beat your brother-in-law on his birthday, because he ...

KBRA assigns preliminary ratings to 72 classes of mortgage-backed securities from Oceanview Mortgage Trust 2025-INV1 (BVINV 2025-1). The transaction is backed entirely by prime, investment-purpose ...

“You don’t need a perfect score to enjoy the benefits of great credit,” says Matt Fabian, director of financial services ...

Nobody needs a perfect credit score. In fact, there's no real benefit to having a FICO® Score above 760 or so (other than bragging rights). With that score, you can get the best credit cards ...

A simple rule can prevent you from overdoing it with a home equity line of credit: Don't borrow a lot, and don't borrow for ...

Brittni Moran, a mortgage banker with Nicolet National Bank, expects rates to stay above 6% in 2025, in line with national forecasts like Fannie Mae, which in its January housing forecast, projected ...

According to that Liberty Street Economics blog post, nearly 80% of recently opened HELOCs went to borrowers with credit scores of 760 or higher. Those borrowers get approved because lenders deem ...

On the FICO® Score scale, a "very good" credit score falls between 740 to 799, while 800 or above is considered "excellent." A 760 credit score will likely qualify you for the lowest rate and ...

The federal funds rate and mortgage interest rates are often expected to move together, but they haven’t lately. Here’s why.

December 2024 retail sales were positive but slightly below expectations, with a monthly increase of 0.4%. Four consecutive retail expansions bode well for Q4 2024 GDP.