Attorney Paul Zeniewicz writes that insurance assignment-of-benefits forms simplify homeowners' claims, rather than encourage fraud, as Florida Rep. David Santiago wrote..

The assignment of rights is considered absolute, although in the case of a buyer, they retain possession and use of the property in question and become a trustee of the bank until the loan is ...

However, even for mandatory associations, an assignment of all developer rights is still needed in many cases since the original Declaration may reserve certain specific rights (e.g., approval of ...