AS a financial planner, I’ve had countless conversations about financial priorities — and if there’s one nonnegotiable pillar ...

After all, the average life expectancy for 79-year-olds is slightly over 10 years, according to the Social Security Administration. Meanwhile, the average annual spending for U.S. households of those ...

Social Security is a pay-as-you-go system, where today’s workers fund the benefits of current retirees. As the number of contributors declines and the number of beneficiaries rises, the system faces ...