Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

Average CD rates remain modest: 1.78% annual percentage yield (APY) is the average yield on one-year CDs as of March 2025. You can find significantly better deals, however, usually at online banks.

One of the biggest factors influencing current CD rates is the federal-funds rate. As the Federal Reserve began cutting its ...

The best short-term CD rates are in the low to mid-4% range, a departure from the 5% rates of January 2024, based on NerdWallet analysis. The beginning of 2025, however, has seen incremental dips ...

The following CD rates are the current national averages for specific terms as of June 26, 2025, according to Bankrate. 1-year CD yield: 2.02% APY; 3-year CD yield: 1.71% APY; ...

Wells Fargo offers a limited selection of certificates of deposit (CDs) online, with terms ranging from three months to one year. Standard fixed-rate CDs, available in three-month, six-month and ...

To the delight of savers, CD interest rates have soared in the past couple of years, shooting past 5% or even 6% APY. But savers could see CD rates dip after the Federal Reserve cut interest rates ...

Current CD rates: high-yield and national averages by term. Here’s a sample of three high-yield CD rates per term, compared to the national average, at various online banks and credit unions.

The highest CD rate depends on factors such as current rates and the CD term. As of June 2025, some of the highest rates available are for six-month and 12-month CDs, with some yielding up to 4.55 ...

Current CD rates are valuable, but high-yield savings accounts are offering comparable returns. A number of our favorite HYSAs are offering APYs above 4.00% as of April 2025. With an HYSA, you can ...