Debt collectors are required to identify themselves and can’t call before 8 a.m. or after 9 p.m. If you're on the phone with a debt collector or have received a letter, you have a right to know how ...

The current council tax regime is not only pushing people into deeper financial misery but also seriously damaging their ...

1. Assess your debt load 2. Weigh DIY debt payoff methods 3. Consider debt consolidation 4. Get clear on your budget 5. Lower your bills 6. Find a way to make more money 7. Explore debt relief The ...