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And debt collectors keep calling. Survivors, ... Ortiz was ironing a shirt in a way he didn’t approve of, so he hit her with a wire hanger. It only escalated from there.

Debt collectors can’t privately message you on social media if you ask them to stop.Borrowers in default on their student loans may face wage garnishment or tax refund seizure.

Debt collectors can’t privately message you on social media if you ask them to stop.Borrowers in default on their student loans may face wage garnishment or tax refund seizure.

The law also limits how and when a debt collector can contact you about your debt. For example: Debt collectors can’t contact you before 8 a.m. or after 9 p.m., unless you agree to it.