If you’ve frozen your credit to protect yourself from identity theft, you’ll need to unfreeze it before applying for a loan, ...

Identity theft remains a rising issue for consumers. In the first three quarters of 2025, the Federal Trade Commission reported that a staggering 1.15 million people were victims of identity theft.

Sacks explained that a credit freeze locks your credit file so that no one -- not even you -- can open a new loan or credit card until you unfreeze it.

Modern conflicts often give way to a rise in cyberattacks. That's why it might be a great time to freeze your credit — here's ...

Freezing your credit can help protect you from fraud.

Freezing your accounts at the three major credit bureaus is the best way to prevent thieves from opening new credit accounts ...