If you're thinking of applying for an American Express card, you should learn if you have a good chance of getting approved before you apply. That starts with understanding what credit score you ...

Questions about the single-report option and whether VantageScore should be introduced before FICO 10T arose during a hearing ...

There’s a growing gap between thriving borrowers with strong credit and struggling borrowers whose delinquencies are bringing down the average.

Thinking about canceling a credit card? Here's what actually happens to your score -- and the step-by-step process to avoid ...

How good—or bad—is your credit score? See how it stacks up against others your age, and what you can do to move into a better ...

Improving your credit score is rarely an overnight process. Still, understanding realistic timelines can help you set ...

Mizuho initiates coverage of Fair Isaac stock with an Outperform rating and a $1,416 price target.

On a podcast Friday morning, MBA Chief Executive Bob Broeksmit said he's expecting the Federal Housing Finance Agency to make VantageScore operational for its government-backed le ...

The difference between average and excellent credit isn’t what most people think.

Your credit score is one of the most important numbers in your financial life. It goes a long way toward determining whether you’re approved for loans, along with the interest rates you’re charged.

The K-shaped economy strikes again. A new report from the Fair Isaac Corp. (FICO), creator of the credit score most lenders use, shows that the average American’s FICO score is now down to 714—a ...

One way to lower homeownership barriers for first-time buyers, is to require all creditors to report to all three credit bureaus — not just one.