JPMorgan Chase is increasing it's annual fee for its Sapphire Reserve credit card by 45% and is offering its customers more benefits with the increase.

Chase's basic account, Chase Savings℠, has a low annual percentage yield of only 0.01% effective as of 05/07/2025. Interest rates are variable and subject to change.

On March 24, 2025, Chase revamped its United consumer and business credit cards with new benefits. Most of the cards’ annual fees increased, too. Read our analysis of those changes here.