Debt consolidation and bankruptcy are strategies to relieve debt, but the effects are radically different. Bankruptcy can ...

Consolidating federal and private loans can result in a lower interest rate or monthly payment, but be aware that you may lose benefits associated with federal loans.

These debt relief companies could help you slash your debt, but there are a few things to know before signing up.

Unsecured debt, or any debt that isn’t backed by collateral, is a common option for many borrowers. Lenders usually charge ...