Not all credit counseling programs are created equal. Here's how to spot the warning signs before it's too late.

You can also talk to a lawyer or file a complaint with the Consumer Financial Protection Bureau if you are being harassed by a collections agency ... Credit Card Debt First? How to Choose a ...

Dr. Mittal recommended asking your provider about lifestyle counseling. Even with medication ... Your doctor has expertise in choosing the medication and dosage that’s right for you.

Pay More Than the Minimum Credit card companies only require the minimum payment, but it’s usually mostly interest. Try to pay more than the minimum every month to make a dent in the principal balance ...

A debt management plan through a nonprofit credit counseling agency may be another option. If none of these strategies work for you, bankruptcy may be an option. Whichever solution you choose, ...

Representing the percentage of your total available credit that is currently in use, credit utilization can affect anywhere ...

Libby Sweeney is a former credit cards editor for Forbes Advisor. Her previous experience writing and editing content for readers to better understand includes both the world of sports and data ...

Hours of dedicated training have helped these employees better frame probing questions without making targeted banking ...