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Commissions do not affect our editors' opinions or evaluations. Premium credit cards offer big spenders lucrative benefits and coveted rewards. They’re the cream of the crop of rewards credit cards.

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She's been writing about credit cards and reward travel since 2011 with articles on Forbes Advisor, BoardingArea, The Points Guy and more. Her redemptio... Jerod Morales is a deputy editor at ...

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You are not guaranteed to get the funds you purchased. I recently received a visa gift card for Christmas and made a first purchase with no problem. A few days later I went shopping and was ...