Photo Illustration: Alexandra Larkin. Usually, bailouts of banks lead to widespread concerns about moral hazard, the idea that if you save someone from the consequences of their actions, ...

This is a standard “moral hazard” problem. And pharmaceutical companies, device manufacturers and health-care providers will price their products and services accordingly.

Question/Comment: Your report on “moral hazard” was really outstanding. Now, try explaining how it increases the cost of health care. Paul Solman: As with any insurance, if you’re covered ...

Moral hazard was effectively discouraged in health insurance when Obamacare was enacted in 2010 but the Tax Cuts and Jobs Act (TCJA) made changes to at least one key provision in 2017. Article Sources ...

Moral hazard occurs when a principal commissions an agent to act on his behalf, but the agent engages in shirking, pursues self-interest to the detriment of the principal's interest, imposes undue ...

Worries like these, concerning what social scientists call moral hazard, have been relatively muted during the pandemic, and appropriately so. But hard questions about risk and responsibility ...

Medical savings accounts may go some way to easing the over-consumption of medical services, writes economics editor Alan Mitchell.

Examples of Moral Hazard . Prior to the financial crisis of 2008, when the housing bubble burst, certain actions on the part of lenders could qualify as moral hazards.For example, a mortgage ...

A representative of Silicon Valley Bank talks to people waiting outside the bank in Santa Clara, Calif., on March 10, 2023. The nation's 16th largest bank is the biggest to fail since the 2008 ...