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We analyzed 50 major cash-back credit cards using an average American's annual budget and dug into each card's perks and drawbacks to find the best ones for various spending habits.

If you're looking to receive fast access to a new credit card, consider these which provide instant credit card numbers, allowing you to use them right away. Best Instant Access Credit Cards of ...

*Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of January 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com.

This card, which comes with an annual fee of $0, offers a top-notch 2% cash back on all purchases. You get 1% cash back when you make a purchase, and the other 1% cash back when you pay it off.