A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards ...

Amid recent technological advances in artificial intelligence and machine learning, on January 17, 2025, the CFPB issued ...

While it might "be exciting to aim for 850, the highest possible FICO score," achieving that milestone "really comes with no ...

Last week, the Consumer Financial Protection Bureau (CFPB or Bureau) released its latest Supervisory Highlights report, ...

There’s no need to pay anyone to “repair” your credit; you have all the tools you need to raise your FICO number.

you could see a drop in your credit score soon. Fair Isaac Corp., the creator of the FICO score, announced today, Jan. 23, the new FICO 10 model, which is expected to cause scores to fluctuate ...

Applying for a credit card triggers a hard pull, which dings your credit score whether you’re approved for the card or not.

Remember, it's important to use your card. "When a credit card account is reported with a zero balance, some scoring models will look at a zero balance as if the card is not being used," Droske says.

A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad ...

Charging car repairs to a credit card without setting a realistic repayment timeline can lead to unnecessary financial stress ...

the two credit scoring models most commonly used in the U.S.—FICO and VantageScore—are more forthcoming about what it takes to meet each level of credit. Capital One representatives could not ...