The models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will exist alongside FICO’s standard credit score. FICO trained the model on over ...

Short-term installment loans offered by Buy Now, Pay Later (BNPL) providers such as Affirm, Klarna, Afterpay, and PayPal Pay ...

As the use of these easy-credit installment loans has grown, FICO said repayment data would provide more insight on consumers ...

FICO is preparing to initiate a pair of new credit scores this fall that, for the first time since the payment option's ...

FICO announced Monday that it will begin incorporating buy-now-pay-later data into new scoring models, marking the first time ...

The U.S. education department resumed collections on defaulted student loans in May and approximately 6 million borrowers are ...

Women, Black and Latino shoppers, with low credit scores have been the key to BNPL loan success. Credit scores could soon ...

RELATED: Buy now, pay later loans will now impact Americans' credit scores Meanwhile, critics say that BNPL leads to "phantom ...

Freedom Debt Relief reports that credit utilization affects scores; keep it under 30% for better credit health and check ...

Buy-now-pay-later loans find a place in FICO credit scores, reflecting their growing role in consumer finance.

Although credit bureaus have collected this data for three years, it's only now being factored into assessments of consumer creditworthiness.