To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross monthly income. While every lender and product will have different ranges, a DTI of ...

When comparing options, look at the monthly cost and total cost to see the full picture of how much you’ll repay. There are two ways to calculate loan payments. One tests your math skills with a ...

Then, total the balances to determine how big of a loan you’ll need to consolidate your debt. After that, add up all of your minimum payment amounts to see how big a monthly payment on a debt ...