Canada's banking regulator said on Wednesday it will make it easier for borrowers to switch banks when they renew their ...

Homeowners switching mortgages to new lenders at renewal will soon no longer have to requalify under the stress test as Canada's banking regulator moves to drop the requirement.

Is your salary enough to buy a home in these Canadian cities? Here’s how much you need to earn based on August real estate ...

The regulator said in an email the lifting of the mortgage-stress test would apply to switches of uninsured mortgages that are renewed at a new lender. Mortgages in Canada require insurance if the ...

Let’s start with the recently unveiled policies, which go into effect Dec. 15. They will allow first-time homebuyers to ...

The Canada Mortgage and Housing Corp. says construction of new homes in Canada's six largest cities rose four per cent ...

As of Nov. 21, the Office of the Superintendent of Financial Institutions will no longer require banks to apply the mortgage ...

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Toronto led the way in affordability improvements for the second consecutive month as slow sales drove down home prices at the same time as mortgage rates declined.

OSFI’s new rule is for straight switches of uninsured mortgages at renewal — a “straight switch” means the borrower will keep the same amortization schedule (length of time it takes to pay off the ...

Two upcoming mortgage rule changes — affecting down payments and amortization periods — could have a major impact on your ...

Mortgage rule changes allow easier entry into the housing market with lower monthly payments, but also an increased cost of ...