According to Experian data, Minnesota is the state with the highest average credit score at 742. Wisconsin follows closely behind with an average score of 738, followed by Vermont at 737.

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A recent Experian report found that the average credit score is 717; however, factors such as location or age can impact it.

Credit scores are often the first thing lenders look at when evaluating whether to approve an application for a mortgage, car loan, or credit card.

If you ever go to get a loan or credit card, the bank or financial institution first checks your CIBIL score. This ...