Both 1-year and 5-year CDs could make sense in today's economy. Here's what experts suggest savers consider now.

CD rates could fall later this year. Learn why now might be the time to lock in a fixed return with a 5-year CD.

Best 5-Year CD Rates for July 2025. If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years. Written By .

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years. advertisement. Buy Side from WSJ. Best 5-Year CD Rates for May 2025.

The best 5-year CD rate is 4.28% APY from Lafayette Federal Credit Union. To find you the highest 5-year CD rates nationwide, we review CD rates from hundreds of banks and credit unions every day.

And with the best 5-year CD rates, you can earn a healthy rate of return and outpace inflation. They're perfect for savers looking for a risk-free way to meet midrange saving goals.

Discover the best May 2025 5-year CD rates today. You can compare top rates from online banks and credit unions. The best 5-year CD rates pay up to 4.28% APY.

To help you find the best 5-year CD rates among them, we evaluated over 140 CDs. Our picks have some of the highest rates available as well as reasonable minimum balance requirements, ...

Factors Influencing 5-Year CD Rates. The state of the economy, along with Federal Reserve policies, competition amongst banks and the inflation rate impact the APYs offered on 5-year CDs.

You deposit a sum of money and agree to leave it there for a set term, like five years. In return, the bank pays you a... Best 5-Year CD Rates for November 2023 ...

Five-year CDs can allow you to earn a better-than-average yield on your cash without worrying about what happens if rates fall. Open a 5-year CD account. As of June 16, 2025, ...

Five-year CDs can be a great place to grow your money without much risk. We researched some of the top banks and credit unions to see which ones have the best 5-year CD rates.