While taking CPP early can greatly reduce your benefits, there are financial and personal reasons why it might still make ...

If you had lower earnings because you were raising children under the age of seven, you can apply to have these years excluded from your CPP calculation. This can help increase your benefits by ...

A sophisticated algorithm will account for CPP and OAS pensions and the impact of starting those pensions earlier or later ...

Essential to the income calculation is the amount of CPP you can expect. An estimate of how much CPP you will get in retirement is available through the federal government’s Service Canada portal.

from the CPP calculation. Combining these strategies with additional voluntary contributions to retirement savings plans can further enhance your overall retirement income. And that could lead to ...

If you had lower earnings due to child-rearing, you might be eligible for the Child-Rearing Provision, which can exclude these years from the benefit calculation. This is also the case for disability.

I say “as much as” because periods of disability or when your income was low because you were the primary caregiver for your children may be eligible to drop out from the CPP calculation.

If you wait till 65, you will have higher low earnings years, reducing the base of your CPP calculation. If you choose to take the CPP payout at age 70, the one who claimed at 60 has already ...

Several sources, including CPP Investments, have cast doubt on that calculation as being too large. Smith has said the province would have a "firm number" on the transferred amount before a ...

The ministers held a special meeting last month to discuss Alberta Premier Danielle Smith’s push to quit the Canada Pension Plan for an Alberta-only version. Smith began her push to exit CPP in ...

If you had lower earnings because you were raising children under the age of seven, you can apply to have these years excluded from your CPP calculation. This can help increase your benefits by not ...