Debt collectors must prove a few key things before they can collect. Here's what they ask for — and why it matters.

In 1977, Congress passed the Fair Debt Collection Practices Act to help you know when a debt collector has crossed the line. These collectors can't harass, lie to or manipulate you in any way to ...

Debt settlement: Debt settlement, also known as debt forgiveness, allows you to negotiate with creditors or collection ...

When debt collectors call, your next move could cost you or protect you. Consumer Investigator Rachel DePompa talks to Tayne ...

Their identity as a debt collector (Mini-Miranda warning) Every time they contact you, debt collectors must identify themselves and clearly state that they are attempting to collect a debt.

How to stop debt collectors from calling you. You have the right to stop debt collection calls, and there are several effective ways to do this.The most powerful tool is sending a written request ...

Debt collectors use intentionally annoying and anxiety-inducing tactics to get you to pay the bill. When faced with these tense interactions, it’s important to understand the best ways to deal ...

If you're behind on debt payments, your lender might send you to collections. And while the harassing phone calls and ...

When you enroll in this type of program, you take out a loan from a debt relief company's third-party lender partner and that money is used to pay off your debts. You then make one monthly payment ...