What's the best consumer option for paying down credit card debt? The answer is steeped in irony and may surprise you.

Struggling to tackle your credit card debt on your own? Here's how to know when it's time to try a different strategy.

Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower rate or are juggling multiple credit card payments Paying off credit card debt with a ...

Struggling with high-interest credit card debt? You're not alone. The average consumer’s credit card balance is now $6,580, a new report by TransUnion found. Here are the top strategies for ...

LightStream is another attractive option if you're trying to pay off high-interest credit cards thanks to its low APRs. You will need a FICO credit score of at least 670, but LightStream doesn't ...

If you struggle to pay off credit card debt, you are not alone. Credit card debt hit $1.12 Trillion in the first quarter of 2024. And inflation paired with higher interest rates may further ...

Believing these common credit card myths could drag down your score. Learn the truth and build your credit the smart way.

If your high-interest credit card isn’t costing you a lot of extra money in interest because you pay your balance off in full every month, you might not want to ditch your card quite yet.

As of late 2024, credit card interest rates reached a record high of nearly 22 percent. When borrowers aren’t paying off their monthly balances and overextending on purchases, they can still ...

High-interest debt can also compound in some cases, making it much harder to pay off your debts. For example, credit card interest can get added to your card balance if you only make the minimum ...

More and more people who are filing for bankruptcy have retail credit card debt, and those bills are getting harder to pay off with record-high interest rates.

Let's say you have $10,000 in credit card debt on a card charging you 22% APR and you pay this off in three years. You'll end up paying about $3,749 in interest.