The three major credit bureaus are Equifax, Experian and TransUnion. The credit bureaus manage records on your accounts, ...

1989 was a milestone year in the credit world, but statistical credit scoring has been around since the 1950s.

The Federal Housing Finance Agency (FHFA) announced this week that it has validated and approved two new credit scoring models for use by Fannie Mae and Freddie Mac, the two federally backed home ...

Your credit score is a snapshot of how you manage your credit accounts, such as whether you pay your bills on time. This three-digit score may not seem like a big deal on a regular basis, but it can ...

you could see a drop in your credit score soon. Fair Isaac Corp., the creator of the FICO score, announced today, Jan. 23, the new FICO 10 model, which is expected to cause scores to fluctuate ...

Depending on the scoring model used, a good credit score falls between the following ranges: FICO: 670 to 739 VantageScore: 661 to 780 Having a good credit score when you apply for an apartment ...

Credit scoring models like to see you have experience managing different types of accounts. With FICO, 10% of the score comes from the “credit mix” category of your credit report. So ...

Before discussing how you can fix your credit score, you must understand how credit scoring models like FICO and VantageScore arrive at your credit score. Knowing how credit scores are calculated ...

Data fuels Blue Book credit scores—inputs are analyzed within a scoring model through a proprietary algorithm.

Understanding the intricate relationship between your credit score and debt is crucial for financial health. This guide ...

Check your free credit score and credit report as often as you want, and get alerts about changes so you can manage your credit effectively. Credit education Stay on top of your score with ...

One factor that credit scoring models like FICO and VantageScore take into consideration is the average age of your credit accounts. Let's say you've had one credit card for three years and ...